Concessional loan

Individual Entrepreneurs and Legal Entities engaged in business activities for at least 1 year, including cases of re-registration, that qualify as Small and Medium Enterprises (SMEs)

Financing Objective

• For Working Capital Replenishment

• For the Acquisition of Fixed Assets and Financing of Investment Projects

Loan Amount

• Maximum Loan Amount – Limit №1: up to 150,000,000 UZS (one hundred fifty million UZS).

• Maximum Loan Amount – Limit №2: up to 300,000,000 UZS (three hundred million UZS).

• Maximum Loan Amount – Limit №3: up to 100,000,000 UZS (one hundred million UZS).

• For Working Capital Replenishment – up to 18 months;

• For the Acquisition of Fixed Assets and Financing of Investment Projects:

  • Limit №1, 2 – up to 60 months

  • Limit №3 – up to 36 months

• Limit №1 – up to 24% per annum

• Limit №2 – Determined by the Credit Committee

• Limit №3 – up to 14% per annum

• Principal and Interest – monthly.

• Grace Period:

  • For Working Capital Replenishment – up to 3 months;

  • For Investment Lending – up to 6 months.

• Limit №1, 3 – in accordance with Presidential Decree № PP-312 dated September 7, 2024.

• Limit №2 – real estate or movable property is accepted as collateral (land plots are not considered separate collateral).